jp Now you can check our rates at any time by accessing our site or downloading our Kyodai App in. Lhuillier Palawan Express BDO over the counter Western Union All Western. - Achieved the 'GOOD DESIGN AWARD 2021' in Japan, it was recognized as an excellent product design. . Lhuillier Palawan Express BDO over. Currency. Kyodai Card, the best system to transfer money: fast, convenient and at your own control. Mobile:. UK. The actual rate applied to your transactions may vary as the exchange rate from time to time changes. 20. <META HTTP-EQUIV="Refresh" CONTENT="0;URL=/embed/fdf520964b54c5364e5395684396fe55b6c91d31/static/html/disabledScriptingError. 22% of the. Mobile: 080-4135-6250 Telephone: 03-6869-6070 Now you can check our rates at any time by accessing our site or downloading our Kyodai App in your mobile. Mobile:. , Ltd. Depending on how much money you send to the Philippines using Metro Remittance, there will be different charges on the transfer fee. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. Kyodai exchange rate margins and fees were. After registration, Unidos may issue a remittance card (“Kyodai Card”) for each registered recipient. Dear Customer, Kyodai Remittance rate for India is: RIA (IME) : 1 YEN = 0. Kyodai Remittance rate for Bangladesh is: 0. , Ltd. 8070 BDT For 1 Lac Taka - ¥ 123,916 Service charge 1000 jpy till 1000000 Jpy *Rates may. ²⁺³. Memberikan pelayanan dalam berbagai bahasa, dan mengirim uang dari Jepang. Dear Customer, Kyodai Remittance rate for Bangladesh is: 0. 3633 PKR *Rates may change without prior notice KYODAI Remittance - Unidos Co. Lhuillier Palawan Express BDO over the counter Western Union All Western. , Ltd. 7055 INR *Rates may change without prior notice KYODAI Remittance - Unidos Co. Get real-time assistance in your language!Kyodai Remittance Bhutan · November 20, 2019 · Dear Customer, Kyodai Remittance rate for Bhutan is: 0. . 7580 For one lak taka -131927 yen and Service charge is 1000 yen till 1000000 yen *Rates. 00004). Lhuillier Palawan Express BDO over the counter Western Union All. Kyodai Remittance rate for Pakistan is:1 YEN = 1. Lhuillier Palawan. Mobile:. UAE. This guide walks through all you need to know about making a JRF remittance, including the fees and exchange rates you should watch out for. html">Kyodai Remittance - About us. 7462 BDT For 1 Lac Taka - ¥ 135,013 YEN Service charge 1000 jpy till 1000000 Jpy *Rates may change without prior notice KYODAI Remittance - Unidos Co. Kyodai Remittance rate for Pakistan is: 1 YEN = 1. 20. more > OKINAWA Branch for November 18th, 2023 Kyodai Remittance English, Shinjuku. co. Less than one hour Same day Next day 2 days 3-5 days. , Ltd. . Kyodai Remittance rate for Pakistan is: 1 YEN = 1. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. in 15 hours. He/She shall also agree to and confirm the contents of the subsequent items. <META HTTP-EQUIV="Refresh" CONTENT="0;URL=/embed/fdf520964b54c5364e5395684396fe55b6c91d31/static/html/disabledScriptingError. · EXCHANGE RATE// UPDATED SEPTEMBER 13, 2023 RATE MAY CHANGE AT THE TIME OF TRANSACTIONS Cash pick up (10 min service) RIA Money Transfer Cebuana. 13 USD. EXCHANGE RATE // April 19, 2022 *UPDATED Cash pick up (10 min service) RIA Money Transfer Cebuana Lhuillier M. . Under Japanese law, remittances that are related to Iran and/or North Korea are prohibited. . . From the year 1990 to 2019 the number of migrants in Japan has almost tripled and as of 2019, it has reached 2. Fact checked. Ghanaians in the diaspora also send money home to fund. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. Bank 24/7 Through a widespread network of over. 6562 INR *Rates may change without prior notice KYODAI Remittance - Unidos Co. . All there is to know about Kyodai Remittance Japan, including the Kyodai Remittance rate and how to use the Kyodai Remittance card. DEC 29, 2020 *UPDATED RATE AS OF POSTING *rate may change at any time of the day Magandang Balita! Magagamit mo na ang KYODAI REMITTANCE CARD sa lahat ng Lawson bank ATM! Welcome to. . 4575 PKR *Rates may change without prior notice KYODAI Remittance - Unidos Co. Lhuillier Palawan Express BDO over the counter Western Union All Western Union. ** Dear Customer, Rate for Bangladesh 1 YEN = 0. Kyodai Remittance rate for Pakistan is: 1 YEN =1. Kyodai Remittance Bhutan · May 21, 2019 ·. Lhuillier Palawan Express BDO over the counter Western Union All. Lhuillier, Palawan Express, BDO over the counter. 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Lebih Lanjut > OYAMA. 950 yen. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422 E-mail: [email protected] PKR *Rates may change without prior notice KYODAI Remittance - Unidos Co. 30,001 ~ 50,000 yen. 12,942 likes · 19 talking about this · 184 were here. Lhuillier Palawan Express BDO over the counter Western. Send money around the world with Kyodai Remittance Information about remittances and other services ☎️ Call Center 03 6869 6003. Lhuillier Palawan Express BDO over. com, we calculate value for money by using effective exchange rates that take into account the money transfer fee, coupons, and deals. An additional fee of 0. Kyodai Remittance ( キョウダイレミッタンス ) の「 KYODAI カード」は銀行まで出向くことなく、近所のゆうちょ銀行やローソン銀行の ATM などで利用できます。. DEC 29, 2020 *UPDATED RATE AS OF POSTING *rate may change at any time of the day Magandang Balita! Magagamit mo na ang KYODAI REMITTANCE CARD sa lahat ng Lawson bank ATM! Welcome to. If you cannot find your designated currency in the pull-down list above, please check the following link. EXCHANGE RATE FOR TODAY NOVEMBER 12, 2021 *UPDATED Cash pick up (10 min service) RIA Money Transfer Cebuana Lhuillier M. Charge. 845. 日本から、世界200か国以上への送金サービスを展開しているKYODAI Remittance Notice to Customers. Kyodai merupakan sebuah perusahaan Jepang yang bergerak khusus di bidang pengiriman uang ke seluruh negara. 66 GBP. So far, so good. Kyodai merupakan sebuah perusahaan Jepang yang bergerak khusus di bidang pengiriman uang ke seluruh negara. Mobile: 080-4135-6258. 1,048. Bank account transfer Credit Card Debit card Cash. Mar 1, 2023. co. However, the Western Union exchange rate for your payment is 1 JPY = 0. jp Now you can check our rates at any time by accessing our site or downloading our Kyodai App in. . Calculate live currency and foreign exchange rates with the free Xe Currency. In accordance with the revision of the Payment Services Act, we are now able to conduct both types of transactions, i. All there is to know about Kyodai Remittance Japan, including the Kyodai Remittance rate and how to use the Kyodai Remittance card. *UPDATED EXCHANGE RATE // JULY 11, 2023 RATE MAY CHANGE AT THE TIME OF TRANSACTIONS Cash pick up (10 min service) RIA Money Transfer Cebuana. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422 E-mail: [email protected] 15, 2021 *UPDATED RATE AS OF POSTING *rate may change at any time of the day Magandang Balita! Magagamit mo na ang KYODAI REMITTANCE CARD sa lahat ng Lawson bank ATM! How to use. Sign In - Kyodai RegistrationHOPRemit powered by SBM. 625 JPY. 送金先の国に. Kyodai Remittance Bhutan · July 8, 2019 ·. Maximum amount per transaction ¥1,000,000 Compliance limit per month ¥2,000,000 Compliance limit per annum ¥8,000,000 Identification document. . Kyodai Remittance Bangladesh, Shinjuku. 2023/11/22 19:25:15. Opening Your Account: [Step 1: Verification of Your e-mail Account] •We will send an e-mail to verify your e-mail address. . The exchange rate will be applied on the date and time of when the remittance is processed, and the rate indicated above is for reference only. ¥1,000. . KYODAI Remittance Plus [ 2023-06-25 ] The first approved as Type 1 Funds Transfer Service Provider* in Japan!!Licensed. EXCHANGE RATE // May 30, 2022 Cash pick up (10 min service) RIA Money Transfer Cebuana Lhuillier M. Lhuillier Palawan Express BDO over the counter Western Union All. 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The exchange rate is based on today's rate of the transfer amount from Yen to US dollars converted into the local currency. , Ltd. 5848 PKR. more > OYAMA BRANCH - Temporary Close - [ 2023-11-17 ] Dear Customer, Oyama branch is closed from Today November 17th until Tomorrow N. IMPORTANT. EXCHANGE RATE FOR TODAY January 6, 2022 Cash pick up (10 min service) RIA Money Transfer Cebuana Lhuillier M. 7402 For One Lak Taka -135,099 Jpy Service charge 1000 Jpy till 1000000 Jpy *Rates may change without prior notice Warm Regards KYODAI Remittance - Unidos Co. Recipient gets: 98,701 JPY * 1. . Lhuillier Palawan Express BDO over the counter Western Union All Western Union. 4680 PKR *Rates may change without prior notice KYODAI Remittance - Unidos Co. LTD. Least Costly Corridors To Philippines. Identification document. . more > OYAMA BRANCH - Temporary Close - Kyodai Remittance ( キョウダイレミッタンス )は、 100 万円超えの送金ができる唯一の資金移動業者です。. With this Android app, send money online 24/7 and make sure that the recipient has the money in his or her hands in the form of local currency. SBI Remit exchange rate margins and fees were checked and updated on 24 July 2017. 12,942 likes · 19 talking about this · 184 were here. The best choice to transfer money if the amount is between ¥ 1 to ¥ 49,999. . , Ltd. *UPDATED RATE AS OF NOW // AUG 29, 2020 *rate may change at any time of the day *please call or message for more info DOWNLOAD "KYODAI APP" ️ -. MoneyGram provides money transfer and other financial services around the globe with both digital platforms and retail locations. *UPDATED RATE AS OF POSTING // DEC 06, 2020 *rate may change at any time of the day Cash pick up (10 min service) RIA Money Transfer Cebuana. “KYODAI REMITTANCE” is a service of UNIDOS Co. . Fee: from. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422Inward Remittances disposal on NetBanking- Customer Experience. KYODAI XIN THÔNG BÁO TỶ GIÁ LẦN 2 ngày 05/03/2020: 214. Send online. jp Now you can check our rates at any time by accessing our site or downloading our Kyodai App in. *UPDATED RATE AS OF POSTING // SEPT 29, 2020 *rate may change at any time of the day Cash pick up (10 min service) RIA Money Transfer Cebuana Lhuiilier, M. 20. Personal Finance. The rates at this panel are displayed as an indication and reference purpose only. , Ltd. html">This guide walks through all you need to know about Japan Money Express, including how to make a JME money transfer, fee details, and the JME exchange rate. Kyodai Remittance rate for Pakistan is: 1 YEN = 1. Kyodai Remittance rate for Pakistan is: 1 YEN = 1. Wells Fargo Bank, N. Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. 24 Sell 154. TOKYO-- ( BUSINESS WIRE )-- KYODAI Remittance, a service of Unidos Co. Email or phone:. , Ltd. . COMPETITIVE RATE – We update our exchange rates a few times a day to the satisfaction of our customers. . , Ltd. 1 week. 20. co. Mobile:. Send money to Bangladesh and all over the world KYODAI Remittance Plus [ 2023-06-25 ] The first approved as Type 1 Funds Transfer Service Provider* in Japan!!Licensed. . Kyodai: 1. KYODAI Remittance Plus [ 2023-06-25 ] The first approved as Type 1 Funds Transfer Service Provider* in Japan!!Licensed. Customer Service Hours Monday to Sunday from 10:00 to 18:00 03-6869-6003 Japanese Holidays off. more > OKINAWA Branch for November 18th, 2023Dear Customer, Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422 E-mail: bangla@kyodai. Kyodai Remittance rate for Pakistan is: 1 YEN = 1. ²⁺³. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422 E-mail: bangla@kyodai. Mobile:. You can visit our nearest IME agent locations to send money home to your loved ones. . Kyodai Remittance rate for Pakistan is: 1 YEN = 1. We’ll also take a look at Wise, a cheap and convenient option to send money. up to 1,000,000 (for details consult our staff) ¥3,000. . Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422Sign In - Kyodai RegistrationDear Customer, Rate for Bangladesh 1 YEN = 0. . 4990 PKR *Rates may change without prior notice KYODAI Remittance - Unidos Co. KYODAI Remittance Plus [ 2023-06-25 ] The first approved as Type 1 Funds Transfer Service Provider* in Japan!!Licensed. GBP Cheque - GBP 15 per cheque (For Any Amount below GBP 1000) GBP Cheque - GBP 25 per cheque (For Any Amount above GBP 1000) AUD. . Less than one hour Same day Next day 2 days 3-5 days. . ပိုမိုကြည့်ရှုရန် > OYAMA BRANCH - Temporary Close - [ 2023-11-17 ] <META HTTP-EQUIV="Refresh" CONTENT="0;URL=/embed/fdf520964b54c5364e5395684396fe55b6c91d31/static/html/disabledScriptingError. Mobile:. 4864 PKR *Rates may change without prior notice KYODAI Remittance - Unidos Co. IMPORTANT - Exchange rates above indicated are for reference only and may change at any time during the day. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422 E-mail: [email protected] *Rates may change without prior notice KYODAI Remittance - Unidos Co. Yumiko Kijima 21. jp Now you can check our rates at any time by accessing our site or downloading our Kyodai App in. EXCHANGE RATE // July 21,. , Ltd. 2023/11/20 04:25:14. 1 ~ 30,000 yen. 5848 PKR *Rates may change without prior notice KYODAI Remittance - Unidos Co. **UPDATED EXCHANGE RATE // AUGUST 16, 2023 RATE MAY CHANGE AT THE TIME OF TRANSACTIONS Cash pick up (10 min service) RIA Money Transfer Cebuana. Local Business. If your beneficiary experiences any issues with the cash pick-up, contact us at 1-800-556-0605. Fee table here. 50,001 ~ 100,000 yen. Xem tiếp > OYAMA BRANCH for November 20th, 2023 [ 2023-11-18 ] Dear Customer, Oyama Branch will be close this Monday November 20th, 2023, due t. JAN 30, 2021 *UPDATED RATE AS OF POSTING *rate may change at any time of the day Magandang Balita! Magagamit mo na ang KYODAI REMITTANCE CARD. . Lhuillier Palawan Express BDO over the counter Western Union All Western. Mobile:. 09. 7709 BDT For 1 Lac Taka -130719 yen Service charge 1000 jpy till 1000000 Jpy *Rates may change without prior notice KYODAI Remittance - Unidos Co. Logo. more > OKINAWA Branch for November 18th, 2023 Today rates TTB 147. jp Kyodai. . . 🇵🇭 BANK DEPOSIT - deposit until 1,000,000jpy / DAY! Any bank in. Telephone: 03-6868-7971. Dear Customer, Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. The rates at this panel are displayed as an indication and reference purpose only. Mobile:. 950 yen. But this should only take a few minutes. SINGAPORE. 6120 *Rates may change without prior notice KYODAI Remittance - Unidos Co. Lhuillier Palawan Express BDO over the counter Western Union All Western Union. 1 month. EXCHANGE RATE UPDATED. . co. 7434 BDT For 1 Lac Taka - ¥ 134,518 yen Service charge 1000 jpy till 1000000 Jpy *Rates may change without prior notice KYODAI Remittance - Unidos Co. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. Exchange rate offered: 1 USD = 104. *UPDATED RATE AS OF NOW // AUG 07, 2020 *rate may change at any time of the day *please call or message for more info DOWNLOAD "KYODAI APP" ️. 7835 For one lak taka - 127,633 yen and Service charge is 1000 yen till 1000000 yen. TOKYO-- ( BUSINESS WIRE )-- KYODAI Remittance, a service of Unidos Co. more > OKINAWA Branch for November 18th, 2023 KYODAI Remittance Plus [ 2023-06-25 ] The first approved as Type 1 Funds Transfer Service Provider* in Japan!!Licensed. 24. Non-Transparent records. 9. . 7830 For 1 Lac Taka - 127,714 Jpy Service charge 1000 jpy till 1000000 Jpy *Rates may change without prior notice KYODAI Remittance -. Receive multilingual assistance and send money from Japan today. Start your transfer Select the receive country and method, and enter the amount you want to send. EXCHANGE RATE // April 12, 2022 Cash pick up (10 min service) RIA Money Transfer Cebuana Lhuillier M. 250/- per cheque. Xem tiếp > OYAMA BRANCH for November 20th, 2023 [ 2023-11-18 ] Dear Customer, Oyama Branch will be close this Monday November 20th, 2023, due t. . Dear Customer, Kyodai Remittance rate for Bangladesh is: 0. . Our fees and exchange rates are shown upfront. Kyodai Remittance rate for Pakistan is: 1 YEN = 1. The maximum amount of any foreign remittance transaction is 1 million yen, including the fee. . MoneyGram Japan. co. KYODAI Remittance Plus [ 2023-06-25 ] The first approved as Type 1 Funds Transfer Service Provider* in Japan!!Licensed. There are mandatory fields: Full name (same as it written in their Identification Document: first name, middle name, last name) Nationality. Mobile: 080-4135-6250 Telephone: 03-6869-6070 Now you can check our rates at any time by accessing our site or downloading our Kyodai App in your mobile. . PIN number, provided by the Sender. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422Dear Customer, Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. BOESL. Payment method: Deposit in Bank account or Cash pick up. more > OYAMA BRANCH - Temporary Close - [ 2023-11-17 ] Dear Customer, Oyama branch is closed from Today November 17th until Tomorrow N. - Kyodai Remittance PhilippinesYes, According to the new law concerning "Individual Number" effective since Jan 1, 2016, each customer is newly requested to inform his/her Individual Number to money transfer business entities including our company at the time of applying money transfer transaction by presenting the My Number card or its notification. more > OKINAWA Branch for November 18th, 2023*UPDATED RATE AS OF NOW // JULY 06, 2020 *rate may change at any time of the day *please call or message for more info DOWNLOAD "KYODAI APP" ️. 30,001 ~ 50,000 yen. The user of this service shall agree to the following terms and policy. 6630 INR *Rates may change without prior notice KYODAI Remittance - Unidos. 7680 BDT For 1 Lac Taka - ¥ 130,209 Service charge 1000 jpy till 1000000 Jpy *Rates may change without prior notice KYODAI. Send money at the same speed and price, without the stress. , Ltd. Xem tiếp >EXCHANGE RATE // August 10, 2022 **UPDATED Cash pick up (10 min service) RIA Money Transfer Cebuana Lhuillier M. 7745 For one lak taka - ¥ 129,116 yen and Service charge is 1000 yen. 17. Kyodai Remittance Philippines. . Many Ghanaian families depend on remittances from relations living abroad to cater for various expenses including education, health, rent, housekeeping, and utilities. . , Ltd. 12. , Ltd. jp. . Contact information. Use it to send money to countries worldwide with just your phone. EXCHANGE RATE // June 17, 2022 Cash pick up (10 min service) RIA Money Transfer Cebuana Lhuillier M. Dear Customer, Kyodai Remittance rate for Bangladesh is: 1 YEN = 0. Lhuillier Palawan Express BDO over the counter. - Kyodai Remittance Philippines**UPDATED EXCHANGE RATE // JULY 13, 2023 RATE MAY CHANGE AT THE TIME OF TRANSACTIONS Cash pick up (10 min service) RIA Money Transfer Cebuana. Non-Transparent records. 3K Ratings. , Ltd. Generally, retailers and wholesalers who purchase goods for resale use the first group of remittance rates. News & media website. . . UPDATED RATE // May 08, 2020 (Friday) *rate may change at any time of the day *please call or message for more info RIA Money Transfer Cebuana Lhuiilier, M. We’ll also take a look at Wise, a cheap and convenient option to send money abroad from Japan. Lhuillier, Palawan Express, BDO over. Here’s the MoneyGram exchange rate, compared with the ‘real’ rate used by Wise: MoneyGram: 1 JPY = 0. 5701 INR *Rates may change without prior notice KYODAI Remittance - Unidos Co. 09. INSURANCE. NOTICE that your name in the payment order MUST be in same order of your Identification document (ID) valid in Japan. MoneyGram provides money transfer and other financial services around the globe with both digital platforms and retail locations. 6608USD. . Kyodai Remittance rate for Pakistan is: 1 YEN = 1. , Ltd. Japan Remit Finance Co. . Japan is one of the key regional destinations for Nepalese migrant workers. , Ltd. Destination. 4930 PKR *Rates may change without prior notice KYODAI Remittance - Unidos Co. LOW FEE - Our overseas remittance fee starts from as low as JPY 460, depending on the destination countries and the amounts. These may vary depending on how you’re sending them the money. . more > OYAMA BRANCH - Temporary Close - [ 2023-11-17 ] Dear Customer, Oyama branch is closed from Today November 17th until Tomorrow N. 海外送金手数料は送金先の国によって異なります。. 7611 BDT For 1 Lac Taka - ¥ 131,389 Service charge 1000 jpy till 1000000 Jpy *Rates may change without prior notice KYODAI Remittance - Unidos Co. more > OYAMA BRANCH - Temporary Close - [ 2023-11-17 ] Dear Customer, Oyama branch is closed from Today November 17th until Tomorrow N. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422 E-mail: bangla@kyodai. . Send and track money from the United States with Western Union's international money transfer services. The exchange rate for today, Wednesday 30th of November. . . 1. Kyodai Remittance Myanmar, Shinjuku. . 7434 BDT For 1 Lac Taka - ¥ 134,518 yen Service charge 1000 jpy till 1000000 Jpy *Rates may change without prior notice KYODAI Remittance - Unidos Co. Kyodai Remittance Philippines. LIFE INSURANCE. a safe and easy money transfer option. Mobile: 080-4135-6246 / 090-6547-1492 Telephone: 03-6869-6070 Fax: 03-5332-3422EXCHANGE RATE // May 15, 2022 Cash pick up (10 min service) RIA Money Transfer Cebuana Lhuillier M. Make sure that you check exchange rates, not just transfer fees, when you make an international transfer - or you could end up paying more than you need to in fees. Some team members are former employees of Sony Corporation and others have backgrounds in creating and maintaining global cloud services. 1%, minimum 1,500 JPY. 25 PHP. Your recipient gets. Fill up Registration form in case you are new Kyodai customer. Dear customers : The exchange rate for today Wednesday 24th of August is. . , Ltd. Kyodai Remittance works to provide the best possible. KYODAI Remittance Plus [ 2023-06-25 ] The first approved as Type 1 Funds Transfer Service Provider* in Japan!!Licensed. co. 0. . .